GWR Insurance Group

Condo Insurance in Jacksonville, FL

GWR Insurance Group is a Gainesville, Florida insurance agency (2950 SW Archer Road, License L136942) that quotes condo (HO-6) insurance for Jacksonville and Duval County.

Own a condo in Jacksonville? Your association's master policy usually covers the building, but not everything inside your unit. An HO-6 condo policy fills that gap, and we quote them for unit owners across Duval County.

Call (352) 378-3395

What an HO-6 covers

A condo unit-owner policy generally covers your interior items the association policy does not, your personal property, your liability, and loss assessments the association may charge owners after a covered loss. Florida law requires unit-owner policies to include at least $2,000 of loss assessment coverage.

Read your association documents

Your condo declaration and the association's master policy decide where its coverage ends and yours begins. Send them to us and we will match your HO-6 to them. Flood is excluded from HO-6 policies; ask about a separate flood policy, especially near the St. Johns River or the beaches.

How it works

  1. Send the short form or call us.
  2. A licensed agent reviews your details and current coverage.
  3. You get a clear quote within 24 hours and choose what fits. No pressure.

Common questions

Does the association's policy cover my unit? Partly. It depends on your condo documents. An HO-6 covers what the master policy does not.

What is loss assessment coverage? It helps pay your share if the association charges owners for a covered loss. Florida requires at least $2,000 of it on unit-owner policies.

How fast will I hear back? Within 24 hours.

Who is GWR Insurance Group? GWR Insurance Group is a local insurance agency with its office at 2950 SW Archer Road, Gainesville, FL 32608 (Florida Agency License L136942). Our owner lives in Nocatee and serves St. Johns County personally.

How do I get a quote? Call (352) 378-3395 or send the short quote form on this page. A licensed agent reviews your details and follows up with a clear quote within 24 hours. No pressure.

Sources: Florida Statutes §627.714 (condo unit owner coverage) · FEMA FloodSmart: What does flood insurance cover?

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Nearby areas: Nocatee & Ponte Vedra · Palatka · Lake City · Gainesville · All Florida areas we serve

About GWR Insurance Group

GWR Insurance Group LLC is a Florida insurance agency (License L136942) at 2950 SW Archer Road, Gainesville, FL 32608. Tyler, our owner, lives in Nocatee and serves St. Johns County personally. Call (352) 378-3395 or email tyler@gwrinsurancegroup.com. Hours: Monday–Friday 9:00 AM–6:00 PM ET; closed Saturday and Sunday.

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