GWR Insurance Group is a Gainesville, Florida insurance agency (2950 SW Archer Road, License L136942). These guides explain Florida auto, home, flood and hurricane coverage in plain English, with links to official sources.
What car insurance Florida requires: $10,000 PIP and $10,000 property damage liability, how no-fault works, and what happens if your coverage lapses.
The difference between an SR-22 and an FR-44 in Florida: what each certifies, the 10/20/10 and 100/300/50 liability limits, who needs which, and for how long.
Adding a teen driver in Florida: learner's license at 15, the 12-month and 50-hour rules, curfews for 16- and 17-year-olds, and what to tell your insurer.
Step-by-step: what Florida law requires after a car accident, when to call police, crash reports, and the 14-day rule for PIP medical benefits.
Plain-English definitions of Florida auto coverages: bodily injury liability, property damage, PIP, uninsured motorist, comprehensive and collision.
A practical insurance checklist for Florida hurricane season: deductibles, flood, documents and what to do before a storm.
What flood insurance covers in Florida, how the NFIP works, waiting periods, coverage limits and how to check your flood zone.
A step-by-step insurance checklist for buying a home in Florida: inspections, binders, wind mitigation, flood and closing-day tips.
GWR Insurance Group LLC is a Florida insurance agency (License L136942) at 2950 SW Archer Road, Gainesville, FL 32608. Tyler, our owner, lives in Nocatee and serves St. Johns County personally. Call (352) 378-3395 or email tyler@gwrinsurancegroup.com. We reply to quote requests within 24 hours. Hours: Monday–Friday 9:00 AM–6:00 PM ET; closed Saturday and Sunday.
Related: Florida home insurance · Florida auto insurance · Flood insurance in Gainesville · Our Gainesville office
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